If you’ve ever received shady, unsolicited text messages that promise $3 million prizes, free cruises, or gift cards, you’ve experienced smishing (a portmanteau for “SMS phishing”). These scam texts—which try to steal your money, identity, or both—can often turn threatening. Threats of jail time, IRS bills, and lawsuits have all been employed to harass recipients and try to convince them to turn over financial information or money. More than $86 million was lost to the scam messages last year. Here’s what you need to know to keep yourself safe.
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